WHO WE ARE?

ACE Money Transfer Limited is a UK-based multinational company with its headquarters in Manchester, United Kingdom. The company is an online remittance service provider for customers from the UK, Canada, Australia, and the European Union, including Switzerland.

ACE Money Transfer Limited is part of the ACE group of companies, which has a diversified portfolio including digital wallet services in the UK and real estate, advertising businesses, and software solutions in Pakistan.

WHAT DO WE OFFER?

At ACE, we offer a variety of perks and benefits you won't find anywhere else.

Five (5) days working - Saturday & Sunday OFF (All ACE Money Transfer offices accross the globe)
Free Food Facility (Liaison Office - Kharian, Pakistan only)
Free official transport (Liaison Office - Kharian, Pakistan only)
Free Hostel/Executive Accommodation (Liaison Office - Kharian, Pakistan only)
Provident Fund (ACE all Pakistan Offices only)
Vehicle entitlements for Managers and above (ACE all Pakistan Offices only)
Fuel entitlements and allowances (ACE all Pakistan Offices only)
Festival Bonus (ACE all Pakistan Offices only)
Yearly Umrah Lucky Draws (ACE all Pakistan Offices only)
Interest Free Loans (ACE all Pakistan Offices only)
Advance salary facilitation (ACE all Pakistan Offices only)
Overtime (All ACE Offices accross the Globe, as per policy)
Medical and Life Coverage (ACE all Pakistan Offices only)
Health Insurance (Overseas Offices)
Pension contributions (UK, Ireland and Australia)
EOBI & PESSI (ACE all Pakistan Offices)
Night Shift Allowance (ACE all Pakistan Offices)
Annual Leaves (All ACE Offices accross the Globe, as per policy)
Sick and Casual Leaves (ACE all Pakistan Offices)
Wedding Leaves (ACE all Pakistan Offices)
Umrah and Hajj Leaves (ACE all Pakistan Offices)
Bereavement Leaves (All ACE Offices accross the Globe, as per policy)

ACE Group has a strong culture of respect, knowledge sharing, innovation, and out-of-the-box thinking, as well as diversity and inclusion.

Empowering Dreams, Enabling Success.

Join ACE

Thanks for visiting the Career Page of ACE Money Transfer Limited. Please review our open positions and apply for jobs matching your qualifications and experience.

Senior PHP Developer

Kharian, Punjab, Pakistan

Full Time

ASC

Experienced

About Us:

ACE Money Transfer is a UK-based multinational company headquartered in Manchester, United Kingdom. ACE Money Transfer provides online remittance services to individuals in 28 countries across UK, Europe, Canada, and Australia enabling them to send money across border in over 100 countries.

About the role:

We are looking for an experienced Senior PHP Laravel Developer to lead the backend development of our Remittance and FinTech platforms. This role involves architecting secure, scalable, and high-performance systems that support global money transfers, user account management, KYC/AML compliance, and real-time transaction processing.

You will work closely with cross-functional teams including product managers, frontend developers, and QA to deliver mission-critical financial applications with a strong focus on security, data integrity, and compliance.

Key Responsibilities

Lead the development of backend services and APIs using Laravel and related PHP frameworks.
Design, build, and maintain scalable architectures for remittance processing, wallets, and transaction engines.
Integrate with third-party APIs (payment gateways, KYC/AML services, FX providers, banking interfaces).
Implement secure authentication systems, user access controls, and audit trails.
Ensure application performance, scalability, and data accuracy in high-volume environments.
Collaborate with frontend and mobile teams to deliver end-to-end functionality.
Participate in code reviews, technical documentation, and mentoring of junior developers.
Stay updated on financial compliance requirements, encryption protocols, and evolving FinTech trends.

Required Qualifications

5+ years of experience in PHP development with a strong focus on Laravel (v8+).
Proven experience developing platforms in the Remittance or FinTech domain.
Deep understanding of RESTful API development, OAuth2/JWT authentication, and API security.
Strong database skills with MySQL or PostgreSQL, including performance tuning and normalization.
Experience working with message queues, job scheduling, and event-driven architectures (e.g., Redis, Laravel Queues, RabbitMQ).
Solid understanding of KYC, AML, transaction monitoring, and financial audit requirements.
Familiarity with version control systems (Git) and Agile development practices.

ACE Money Transfer Profile: https://acemoneytransfer.com/company-profile

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Is it possible for you to commute daily or relocate to KHARIAN CITY (If you are out stationed), for this Job opportunity?

NOTE: Free Official Transport from Gujrat, Lalamusa, Sarai, Alamgir, and Jhelum can be provided.*

Free official bachelor's accommodation & free meals for outstation employees will be provided.*

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